A proptech platform for sales agents that hopes to significantly reduce agents’ fall-through rates has signed up former Douglas & Gordon director and Viewber co-founder Ed Mead (above, right) help launch the business.Property Information Packs (PIP) is the proptech brainchild of agent Tim Main (above, left) who in the past has worked for Savills and Balfours and who expects to officially unveil the platform nationally in three months’ time.He also says offering house hunters a ‘HIPs’ style online depository where they can see more detailed information about a home for sale at the browsing stage will help ensure that only more serious potential buyers make an offer on a property.This, Tim claims, will both speed up the sales process and prevent fall-throughs, which he says is one of the most serious challenges facing the industry.PortalsAlso, eventually online listings on the main portals may include links to PIP’s platform in the same way they currently feature EPC and floorplan information. PIP has been co-founded by Main alongside online auctions pioneer David Sandeman of EIG (above, centre) and legal services businessman Steven Foden.It is being tried out by several agents in Shropshire and is based on the tech developed by EIG to enable prospective online auction bidders to download ‘legal packs’ about a property.PIP’s service is free to use until a sale goes to SSTC, at which point an agent is charged £25.“I think agents realise that something’s got to change if the industry’s fall-through rate problem is going to be solved, and that putting the information up front is one answer,” says Main, who also sits on the Kate Faulkner’s Home Buying and Selling advisory group.“The agents who have heard about PIP are coming on board and welcoming the idea, as have solicitors.”Find out more about PIP. Balfours Tim Main Vk Savills David Sandeman Douglas & Gordon Ed Mead EIG Viewber January 21, 2020Nigel LewisOne commentAndrew Stanton, CEO Proptech-PR Real Estate Influencer & Journalist CEO Proptech-PR Real Estate Influencer & Journalist 22nd January 2020 at 7:04 pmA comprehensive property DNA pack is long overdue to front load a property, ensuring that from point of sale onward exchange can occur more quickly. But, with 18 weeks being the usual time frame for a sale, to get over the line, despite all the tech in the sector – something is not going right.Many in the property sector are scrambling for answers from Land registry and digital street and hackathons and shared perspectives.But as Taylor Wessing legal luminaries in the digital field, both in the adoption of tech and embracing proptech firms, stated yesterday, exchanges are governed by the slowest component in the chain.Solicitors are risk averse, so tech is a slow go for many legal firms, which means, great have more information on property as in the PIP initiative, but if you have a conveyancing practice who is not tech ready, then you are in for a long haul.Piecemeal solutions are helpful, but the antiquated property sector it is a bit like a poor relative of Artificial Intelligence and Machine Learning. The model is not good, so more and more data is fed in and bit by painful bit until the digital ‘brain’ recognises it must change its approach to achieve the outcome.The outcome required is a fast transparent, omni-channel journey for clients transacting property, at present this is a long way off, mostly as the industry is legacy driven, we have always done it like that. A bit like Land Registry they have been doing the same processes in a similar way since 1862.Log in to ReplyWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Start-up ‘information packs’ proptech platform receives big-name backing previous nextProptechStart-up ‘information packs’ proptech platform receives big-name backingViewber founder and former Douglas & Gordon director Ed Mead is to work for PIP in a consultancy role as it prepares to roll out across the UK charging agents £25 a property.Nigel Lewis21st January 20201 Comment1,725 Views
Dana Gioia, poet and former chairman of the National Endowment for the Arts (NEA), will receive the Laetare Medal, during the 2010 Commencement ceremony May 16, the University announced Sunday.The Medal is the oldest and most prestigious honor given to American Catholics and is awarded annually to a Catholic “whose genius has ennobled the arts and sciences, illustrated the ideals of the Church and enriched the heritage of humanity.”The Medal has not been awarded since 2008, when actor Martin Sheen accepted the honor. Former U.S. Ambassoador to the Holy See Mary Ann Glendon initially accepted the Laetare Medal last year, but declined the honor after hearing the University would award an honorary degree to President Barack Obama. University spokesman Dennis Brown said last year’s events did not affect the selection process this year.University President Fr. John Jenkins commended Gioia’s commitment to both faith and culture.“In his vocation as poet and avocation as arts administrator, Dana Gioia has given vivid witness to the mutual flourishing of faith and culture,” Jenkins said in the press release. “By awarding him our University’s highest honor we hope both to celebrate and participate in that witness.”Gioia is the second poet to receive the Laetare Medal. The University presented poet Phyllis McGinley with the medal in 1964.Gioia has published three collections of poetry, including “Interrogations at Noon,” which won the 2002 American Book Award. He also published eight smaller collections of poems, two opera libretti and many translations of Latin, Italian and German poetry.He also has edited over 20 literary anthologies and has written essays and reviews in magazines, such as The New Yorker, The Washington Post Book World, The New York Times Book Review and Slate.Gioia served as chairman of the NEA from 2003 to 2009. During his tenure, he sought to strengthen bipartisan support for public funding of arts and art education, to champion jazz as a uniquely American art form, to promote Shakespeare readings and performances nationwide and to distribute NEA grants more widely.In a lecture he delivered in 2000, Gioia said art and Catholicism work together because “the Catholic, literally from birth, when he or she is baptized, is raised in a culture that understands symbols and signs.”“[Catholicism] also trains you in understanding the relationship between the visible and the invisible,” he said. “Consequently, allegory finds its greatest realization in Catholic artists like Dante.”A native of Hawthorne, Calif., Gioia graduated from Stanford University in 1973. He earned a master’s degree in comparative literature from Harvard University in 1975 and returned to Stanford for his master’s of business administration in 1977.The Laetare Medal is named in honor of Laetare Sunday, the fourth Sunday in Lent and the day the University announces its recipient each year. The award was first given in 1883.Past recipients include operatic tenor John McCormack, President John F. Kennedy, Catholic Worker foundress Dorothy Day and jazz composer Dave Brubeck.
The groundbreaking of the new Angela Athletic and Wellness Complex on Friday strengthened the comprehensive mission at Saint Mary’s to educate students’ minds, souls and bodies.President Carol Ann Mooney said she recognizes the universal value of building a new workout facility, so she wanted to begin construction as soon as possible.“All will have a place here — whether they are practicing for Saturday’s game, squeezing in a workout between classes and dinner or simply looking for a place to gather with friends,” Mooney said. “It was my dream that we would be able to break ground for this facility before my retirement.”Sarah Belanger Earley, a member of the President’s Circle, said the College initially planned to upgrade the current Angela Athletic Facility, but realized a more dramatic transformation was needed.“It soon became very clear to us that a different kind of renovation needed to take place,” Earley said. “True to our Holy Cross heritage, we assessed the needs of the time and quickly saw that health and fitness are key priorities for today’s women.”According to Earley, more than 1,400 donors recognized the College’s need for improvement and contributed to this project.“This milestone is not the result of isolated board decisions or meetings with architects,” Earley said. “It is the product of the intentional investment of alumnae and friends in the health and wellness of Saint Mary’s students.”According to Colleen Ryan, a member of the President’s Circle, the Saint Mary’s community should adapt to the evolving needs of its members.“When the current Angela Athletic Facility was built in the 1970s, women’s interest in physical activity was largely limited to athletic teams, and even those were far different from the teams we have today,” Ryan said. “In the 40 years since its construction, a focus on fitness and wellness has emerged among the students of Saint Mary’s and across the country. This shift has revolutionized the way we think about athletic facilities and emphasize[d] the importance of buildings that serve all students, not just varsity athletes.”Ryan said she hopes the new resources in the Angela Athletic Wellness Complex will appeal to everyone.“A tennis player will be able to practice in the field house during the winter,” she said. “A yoga enthusiast will have plenty of space to teach a group of fellow students in a dedicated classroom. … A student who decides to make fitness a part of her life will be able to find an open treadmill after classes.”Ryan said the building will include counseling services, providing students with easier access to mental health resources that will enhance their college experiences.“Students will be more aware of the services available to them and have options across a wide variety of offices all in one building,” Ryan said. “The new Angela Athletic and Wellness Complex will create a future that emphasizes comprehensive wellness, establishing healthy habits and patterns in the lives of every student that will last a lifetime.”Beth Culligan, Board of Trustees member, said she hopes athletes benefit from convenient access to workout materials and training spaces.“The current facilities really do hold our students and coaches back,” Culligan said. “With this new building, Saint Mary’s will be able to offer student athletes a top-of-the-line experience for both practice and competition.”This construction calls attention to the importance of balancing fitness and schoolwork, as both teach invaluable lessons, Culligan said.“For many Saint Mary’s students, athletics are an irreplaceable part of their college experience and a context for growth and learning,” Culligan said. “Membership on a team, as we all know, builds character and collaborative skills while fostering self-motivation and discipline.”Kathleen Conley Taiclet, class of 1985, said she envisions the Angela Athletic and Wellness Complex as a location for students to form connections and bond over a shared value of health.“The cafe, full of healthy options, will serve as the perfect location for a student to grab a post-workout smoothie or to take a snack break with her study group,” Taiclet said. “Students can find a spot in one of the numerous lounges to work on a paper or to connect with friends. These spaces will not only enhance and strengthen relationships among the students — they will also help infuse the community with an emphasis on health and wellness.”Taiclet said she hopes the new facility serves as a support system, since college is often the first time people make independent decisions about nutrition and exercise.“It is our hope that Angela Athletic and Wellness Complex will become a social and cultural hub on campus where students can learn to incorporate fitness and health into their daily routines,” Taiclet said. “Students will graduate from Saint Mary’s with lifelong
With the polar vortex sliding around unpredictably this winter and this spring’s weather projected to be unpredictable, at best, many Georgia gardeners may be weary of a late frost.The northern and southern halves of the state vary slightly, but Georgia’s last frost typically falls between mid March and mid April. On some years the last frost has hit as late as May. University of Georgia Extension climatologist Pam Knox believes the current neutral weather pattern — one not affected by La Nina or El Nino — could put Georgia at greater risk for one of these rogue late frosts. There’s no way for a gardener to predict or stop a late frost from hitting after they’ve put in transplants or started counting sprouts, but they can be prepared, said Paul Thomas, a UGA Extension horticulturist. Since no one knows when a frosty night might hit, gardeners should have a frost tool kit and game plan ready. “Buying or collecting frost reduction materials prior to the frost and pre-positioning them close to the plants you want to protect is very important,” Thomas said. One of the most effective ways to shield plants from frost is to cover them with any of a wide variety of materials, from high quality frost–reduction fabric, to blankets and sheets, to newspapers, baskets and straw. For small shrubs such as Gardenia, a supply of old comforters or heavy blankets — maybe purchased from a local thrift store — will allow you to protect your plants from that first frost without spending much money. Covering plants with a heavier blanket will protect them more than if they’re covered with a simple sheet, Thomas said. In addition to blankets, simple mulches — like dead leaves or grain straw — are some of the best materials for protecting small plants and flowers. For smaller plants such as young vegetable starts, lighter weight material like pine straw works great if enough is placed over the plants. Gardeners can completely bury their newly flowering shrubs or tender garden seedlings in either leaves or straw, and then uncover them after the weather warms back up. The flowers and seedlings will be fine, he said. Never use plastic sheeting to cover plants because plastic can trap too much heat. When the day starts to warm up, the plants can actually cook or scorch under the covering. “By 10:00 a.m. you can have significant damage to grass and young plants due to how quickly it can heat up under that plastic,” Thomas said. It’s best to cover plants before sunset to retain some of the heat that is trapped in the soil and remove the coverings in the morning just after sunrise to prevent the plants from being scorched. The exception would be if it’s cloudy, snowing or icy. Thomas also recommends having a collection of wooden garden stakes on hand. Place the stakes throughout your vegetable patch in order to suspend blankets over tender seedlings or delicate flowers. The stakes will prevent snow or rain soaked blankets from crushing your plants, Thomas said.
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The year 2015 may just be the year the payments and commerce industry sets the tone for years to come. There were a lot of things that happened in 2014 that certainly set the stage for a big and important year. And, where there’s big expectations, there’s lots of speculation on everything from Apple Pay to Amazon to the state of banking to small business sentiment to PayPal’s prospects as a solo company.Here’s a quick look at some of who’s gone “on the record” about what’s to come in 2015.Apple and Apple Pay will lead mobile payments discussions through 2015Apple will energize the mobile payments market, Forester reported, and suggested the company “is poised to drive the smartwatch market and, once again, catalyze a new category of products and experiences.” Forrester estimates that roughly 15 million adults will buy an Apple Watch (7 percent of online adults). Forrester also predicts the “U.S. mobile payments will expand from $52 billion in 2014 to $142 billion by 2019.” 2015 will be a major catalyst in that growth. That prediction has already been busted by a new report that said less than 5 percent of all Apple customers will make a purchase, which is a far cry from 7 percent of all online adults.Not all analysts agree that 2015 will be the year of Apple Pay, though.“Apple Pay is a multiyear thing. I don’t think 2015 is the year Apple Pay becomes huge. I think it will take a few years,” said Bob O’Donnell, founder and chief analyst of TECHnalysis Research.And he’s not alone. Jan Dawson, chief analyst at Jackdaw Research, said what Apple really needs first is more retailer adoption before it becomes a standard way to pay. Credit card adoption is also key, he said, but as of a few weeks ago, it was reported that Apple Pay now supports 90 percent of all issuer credit cards. continue reading »
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » Competition for deposits from giant institutions on the one hand and aggressive fintechs on the other has put traditional community-based financial institutions on the defensive. Both the large banks and the startup players have been able to capitalize on highly targeted campaigns guided by artificial intelligence tools.These AI-powered efforts can drive positive results without necessarily requiring paying high rates. Anyone can pay up for deposits, but they rarely stick absent some other reason or relationship. And the cost is usually not sustainable for institutions with high-cost branch networks.Community banks and credit unions can now take a page from fintechs’ playbook and improve the efficiency and cost-effectiveness of their deposit acquisition and retention efforts. Most fintechs don’t build AI models themselves, observes Keith Henkel, founder and CEO of FI Works. They typically buy applications that have an AI modeling process built into them. Community financial institutions can do the same.
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There’s a little work to do in the kitchen. A little bedroom styling will go a long way toward improving value.The kitchen, while functional, could probably do with a little TLC while a salvage of the bathroom’s terrazzo floor should be part of any reno plans. A couple of pups helped the owners decide to place this Brisbane renovation opportunity on the market.IN the world of extreme makeovers, this Zillmere home could be considered a ‘challenge’, but its good bones and homely feel hide a potentially winning deal. 11 Beckman Street, Zillmere is asking for offers over $445,000, making it one of the most affordable listings in the suburb, but those who see past the rough facade are set to benefit, according to Ray White Aspley sale consultant, Angela Duncan“It’s really cute with the Queenslander features,” Ms Duncan said.Ms Duncan said the owner were parting with the home because of their fur babies.“They have two beautiful Golden Retrievers. They’re moving into a lowset home because their dogs are getting older and they wanted to move away from the stairs,” Ms Duncan said.“It’s got such a good feel and the photos don’t pick that up. It’s got breezes and VJ walls — just a really cosy and a very homely place with it’s own personality,” she said.The highset timber-and-tin cottage offers an array of internal colours, from the heavy red coat on the dining room wall, to the lime green hue of the bedroom. The feature wall might need a repaint.More from newsParks and wildlife the new lust-haves post coronavirus23 hours agoNoosa’s best beachfront penthouse is about to hit the market23 hours ago A functional bathroom with good bones.But in real estate, it’s all about location and for under $450,000, this has value in spades.“The previous owners used to walk to the Geebung train station, you can walk to Nudgee, you can walk to shops, schools, everything,” Ms Duncan said.Follow Kieran Clair on Twitter at @kieranclair
PWRI, Barings, BlackRock, Lombard Odier Investment Managers, BlueBay Asset Management, Towers Watson Retirement, Now: PensionsPWRI – Ria Oomen-Ruijten has been appointed as the pensioners’ representative on the board of the pension fund for sheltered workshops (PWRI). Over the last 15 years, she has been an MEP and vice-chair for the Christian Democrat party in the European Parliament, focusing on pensions, social affairs and employment. Oomen-Ruijten has also been a member of the Dutch Parliament for the Christian Democrat party CDA. She was nominated by the elected pensioners in the accountability organ of PWRI. The appointment of pensioners on the board of pension funds in the Netherlands was made possible by new governance legislation that went into effect on 1 July.Baring Asset Management – Ken Lambden has been appointed CIO, effective 16 September. He joins from Schroders, where he was most recently global head of equities. Before then, he served as chief executive and CIO of Schroders’ Australian business. Meanwhile, Marino Valensise, after seven years in the position of CIO at Barings, will become head of the Multi Asset Group. This appointment follows Percival Stanion’s decision to resign to take up an external opportunity. Andrew Cole and Shaniel Ramjee have also decided to resign from Barings, the company said. BlackRock – Jean Boivin has been appointed deputy chief investment strategist of the BlackRock Investment Institute. He joins from the Canadian Ministry of Finance, where for the last two years he served as associate deputy finance minister and G20, G7 and Financial Stability Board deputy for Canada. Before then, he was deputy governor at the Bank of Canada. Lombard Odier Investment Managers – The institutional asset management arm of Lombard Odier Group has appointed Nancy Everett to the newly created post of senior adviser for its US-based business. She joins from BlackRock, where she was managing director and head of US fiduciary management. Before then, she was chief executive and CIO at Promark Global Advisors, known as General Motors Asset Management, or GMAM, until March 2009.BlueBay Asset Management – Kaspar Hense has been appointed portfolio manager for global sovereign and aggregate bond strategies. He started his investment career in 2005 and worked for much of this time at Deutsche Asset Management in Frankfurt.Towers Watson Retirement – Peter Rowles has been promoted to head of the retirement practice for Ireland and the UK. He succeeds John Ball, appointed head of retirement solutions for the EMEA region in June. Rowles joined Towers Watson in 1987.Now: Pensions – Jamie Warren has been appointed head of legal. He joins from Capgemini, where he was senior legal counsel and had particular responsibility for the financial services division.
The decommission scope includes permanent plugging of 32 wells on the field, removal of platform and undercarriage, as well as removal of installations on the seabed. All Gyda installations should be removed by 2023. Archer said in an update on Thursday that operations start in January 2021. Gyda removal Related to the new award, Archer said it was a result of an integrated OneArcher approach were the company has turned the industry challenges into a significant opportunity and thereby maximizing both the savings for the client and activity level for OneArcher. Allseas, in turn, awarded a contract to Kvaerner for offshore preparations assistance, onshore disposal, and recycling of the Gyda platform when it is decommissioned. When it comes to other contracts related to the removal of the Gyda platform, Allseas was last September awarded a contract for the removal, transfer, load-in to shore, and disposal of the platform in the Norwegian North Sea. “This award shows that when we work together as OneArcher, we can offer optimal solutions for our clients and shape our own future”, said Thore Andre Stokkeland, Archer Oiltools, and Tom Aune, Archer Platform Drilling. Archer has been awarded the fishing, milling & wellbore cleaning services for Repsol Norge on the Gyda platform located offshore Norway. In June 2017, the Norwegian authorities approved the decommissioning plan for the Gyda field. This makes Archer the sole provider of all downhole services on the Gyda P&A campaign with a scope of 14 wells left to plug & abandon, the company explained. The Gyda field was developed by the use of an integrated steel platform at a depth of 66 meters. The oil is transported by pipeline to Teesside via Ekofisk. The gas is piped to the Ekofisk complex and on to Emden. The contract covers both the 18,000 t topsides and 11,200 t jacket, and includes an option for re-installation on another field, which would be an unprecedented step for a fixed installation off Norway. Namely, Archer in 2017 won a four-year contract for plug and abandonment rig operations by Repsol. The contract scope included permanent plugging and abandonment of the wells on the Gyda platform.